Auto/Car Insurance is a necessity and a law. So what happens when a person hits you and has no insurance? Always follow the protocol, take photos, exchange all pertinent information. However, be even more alert as fast...

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Has it crossed your mind as you wonder how or even if your business will survive this global pandemic? We know how hard it must be to make ends meet. We have clients that have seen a drop in sales, a reduction in their...

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Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

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Did you know that the four most common claims during December are: 𝗙𝗜𝗥𝗘𝗦⁣,The only fire anyone wants during the holidays is in a supervised fireplace. But every year, dried out Christmas trees, unattended candles, and...

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If you have sand toys, such as side by side, razors, sand rails, ATV’s and dirt bikes, then you have landed on a great blog to read. Withers Insurance Services has insured these types of toys for decades. We have not...

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Thank you for visiting our blog, We consider ourselves experts at Commercial Insurance and we hope this information helps you better understand your own business needs. Withers Insurance Services knows a lot about...

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Whoa, that was the craziest wind! What started as a typical Saturday morning ended up looking like a hurricane. On October 26th, 2020, Southern California endured powerful winds with gusts up to 96 miles per hour in...

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Today, we invite you to help us toot our horn or pat ourselves on the back. You have been gracious enough to tell us how helpful we are by leaving us 5-star ratings on Google. We are honored and humbled by our clients,...

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What does it mean when you refer a client to us? The first thing it tells us is that you care enough about us and your friends and family to share a good thing you have found. Did you know what we take your referrals...

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Most of us love the rain: the snow-topped mountains, snow skiing season, hot cocoa, and much more. The rain is much needed here in sunny Southern California. Having had such a hot summer and then a ton of rain in a...

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Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

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The 19th Amendment granted women the right to vote and reads: "The right of citizens of the United States to vote shall not be denied or abridged by the United States or by any State on account of sex. It was officially...

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What is General Liability Insurance, and why do I need it? It is usually the first question we get when speaking with businesses. Our answer is pretty simple: "It makes good business sense to be covered." Without...

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So many families took to the road when the pandemic hit. The world stood still for a moment while we all worked to slow the spread of COVID-19, which presented an opportunity to work from home. Parents began working...

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Have you seen this photo of Avenida Del Mar in San Clemente? We think this was c.1950; look at all the classic cars on this street. We love the history in our Spanish Village by the Sea! San Clemente was named after an...

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What is a risk, and how does it affect us personally or professionally? Well, the definition of risk from Webster dictionary says this: "The possibility that something bad or unpleasant (such as an injury or a loss)...

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Attention all business owners, we know how important it is to protect your livelihood. Sometimes you can be unsure of the coverage you should have vs. not. I mean, you are the expert at your business; we don't expect...

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Who would have thought that bundling or combining your Homeowners Insurance policy with your Auto Insurance policy could make such a significant impact on your annual premiums? The biggest benefit of bundling is...

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It's a quiet Sunday morning in San Clemente. This photo shows our iconic railroad tracks along the ocean's edge in our little seaside community. You can find small boutique type hotels, yummy bakeries, delicious...

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Kitchen fires continue to be the number one cause of house fires and home fire injuries. This year, Orange County Fire Rescue joins the National Fire Prevention Association and departments across the nation to highlight...

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𝘔𝘰𝘵𝘰𝘳𝘤𝘺𝘤𝘭𝘦𝘴 𝘢𝘳𝘦 𝘧𝘰𝘳 𝘨𝘪𝘳𝘭𝘴 𝘵𝘰𝘰! ⁣ That's right; anyone can ride. It's so exhilarating to be in the open air, on the back of a bike; especially around San Clemente. Picture riding along the coast through Dana Point,...

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⁣ Can you imagine what it would feel like to have the day of your dreams canceled? I guess it wouldn't be terrible if you knew you had Wedding Insurance through Withers Insurance Services. We have been named the best...

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We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

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⁣ We insure all homes, family home, rental properties, mobile homes, prefabricated homes, summer and winter homes. We insure all types of homes. We even insure homes on wheels only under a recreational vehicle policy,...

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⁣ It’s Pumpkin Spice time so grab a cup of Joe and head over to your desk. Pull out all of your insurance policies, auto insurance, homeowners insurance umbrella insurance, and lay them out in front of you. Let's review...

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We sure have been hearing more about moratoriums than ever before, some of you have called us asking if and how you may be affected by them. We are your local orange county insurance agency that is well versed in...

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Whether you are buying or refinancing a home in San Clemente, Laguna Beach, Newport Beach, Irvine or anywhere in California, now is a great time to review your insurance. Many new homeowners accept the insurance that...

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D𝗪𝗵𝗮𝘁 Distracted driving is the one of the leading causes of accidents on the highway today. With kids back in school, it's something to think about. Talk to the your children about the risks and always set a good...

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September is Life Insurance Awareness Month. ⁣ ...⁣ Life Insurance plays a big role in protecting families' financial security. If you currently do not have life insurance, there is no better time than now to inquire....

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PG&E Settlement Announcement

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Hello American Farmers, Central California Farmers, and all who provide fresh vegetables and fruits to our families. We appreciate your hard work and sacrifice daily to keep fresh food on our tables! Withers Insurance...

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Be Safe Sunday! ... While Firefighters‍ are making headway on many of the wildfires raging across California (thank you,heroes!) there is no better time to make sure you are prepared. ... Swipe ⏪ for fire safety tips...

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What would you do without power tools? Well, you’d probably take on fewer home-improvement projects - and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

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Did you know that..... We write insurance policies for: Home Auto Umbrella ☂ Recreational Vehicles ‍♀️ Farm Equipment Life ‍‍‍ Health Workers Compensation Commercial Business Pet Professional Liability Aflac 🦆 Event Ins...

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Attention All Business Owners! Times have certainly changed, business isn't exactly what it was before the recent pandemic. We understand that opening the doors is much harder than it used to be and that's why we want...

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𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄.....⁣ ...⁣ We insure every kind of “home” you have! ⁣ ...⁣ Family Home Rental Property Vacation Rental ...⁣ Coverage amounts might look different for each of these types of properties. Will you give us the...

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𝗖𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝘂𝘀 𝘆𝗼𝘂𝗿 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝘀𝗵𝗼𝗽𝗽𝗲𝗿... 𝗼𝗻𝗹𝘆 𝗳𝗼𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲! ⁣ .⁣ .⁣ Personal shoppers save you 𝗧𝗜𝗠𝗘 by searching for the items you want, they also save you 𝗠𝗢𝗡𝗘𝗬 because they 𝗞𝗡𝗢𝗪 a good deal when they see it and they know...

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Five Reasons to Have Umbrella Insurance ⁣ Claims can be expensive. If you don't have enough insurance, you're taking on a lot of risks ⁣ You could be sued. Umbrella insurance also protects you against expensive lawsuits....

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What to do in the event of a fender-bender: ⁣ ⁣ ️ Always assess injuries and if there is any imminent danger near (power lines down, gas leak, fire) ⁣ ⁣ ️If someone is hurt call for medical assistance @ 911⁣ ⁣ ️Move to...

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My Grandmother was linen and china obsessed! As a child going to Macy's, Buffam's, or even May Company with her, she was happiest when shopping in the housewares department. She didn't shy away from spending good money...

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TThis is one of the most expensive cars offered today! This is a “Koenigsegg CCXR Trevita” It sells for $4.8M. While Withers Insurance Services does not insure one of these fast and furious cars, we do insure cars in...

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If you or someone you know needs help with business insurance, give us a call. ⁣ ⁣ We want to help! We can work together to find the perfect amount of coverage for your business property, assets, equipment and much more....

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𝗪𝗘 𝗔𝗥𝗘 𝗛𝗜𝗥𝗜𝗡𝗚! ⁣ ⁣ Are you looking for a career not just a job?⁣ ‍ Are you driven and self motivated?⁣ Are you willing to work hard? ⁣ ⁣ If you answered yes to all of the above, then you may have found what you have...

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Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially...

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𝗪𝗵𝗮𝘁 𝗽𝘂𝗿𝗽𝗼𝘀𝗲 𝗱𝗼𝗲𝘀 𝗪𝗼𝗿𝗸𝗲𝗿𝘀 𝗖𝗼𝗺𝗽𝗲𝗻𝘀𝗮𝘁𝗶𝗼𝗻 I𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘀𝗲𝗿𝘃𝗲? ⁣ ⁣ It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work⁣ ⁣ it usually...

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When you borrow money to buy a home lenders require you to purchase homeowners insurance to protect them and their investment. ⁣ ⁣ Unfortunately, many homeowners do not completely understand the details of the type of...

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𝙃𝙚𝙖𝙡𝙩𝙝 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚 𝙎𝙩𝙖𝙩𝙞𝙨𝙩𝙞𝙘𝙨 𝙛𝙤𝙧 𝘾𝘼 𝙖𝙧𝙚 𝙨𝙝𝙤𝙘𝙠𝙞𝙣𝙜! ⁣ ⁣ ☑️4 million+ people in CA lost their jobs this year 🤦🏼‍♀️⁣ ⁣ ☑️61% of those relied on employer sponsored health insurance ⁣ ⁣ We work closely with all large insurance...

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Look at these cool vintage phones! ️ Can you imagine what must have been said across these phone lines? This was state of the art communication at it’s very best! My how times have changed! Today we rely heavily on text,...

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𝙏𝙤𝙥 𝟭𝟬 𝙍𝙚𝙖𝙨𝙤𝙣𝙨 𝙔𝙤𝙪 𝙎𝙝𝙤𝙪𝙡𝙙 𝙃𝙖𝙫𝙚 𝙇𝙞𝙛𝙚 𝙄𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚:⁣ ⁣ Cover Burial Expenses Pay Off Debt you leave behind College Planning⁣ Build Cash Value⁣ Diversify Investments⁣ Business Planning⁣ Estate Taxes⁣ Coverage is Affordable⁣ ⁣...

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It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

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Cars are made to be driven. With @Hagerty, you'll never be held to a fixed mileage limit - as long as you're not driving your classic every day.⁣ ⁣ What is the difference between “Agreed Value” and “Stated Value” you...

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Withers Insurance is open and operating as normal. While we are practicing social distancing by working from home, we are still here ready to serve you during this critical time. Now may be a good time to call us for a...

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Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

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Let’s spare a moment for something most of us use every day yet probably take for granted: our service lines. We rely on them for access to water, electricity, gas, Internet connection, and more, but only think about...

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Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

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If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

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