The state of California requires all employers to carry workers compensation insurance. However, this corporate liability insurance is much more than a legal requirement. It can save your company thousands, even millions of dollars in the event of an on-the-job accident. Additionally, the risk management experts at Withers Insurance can help your company by providing on-the-job training to reduce risks and help you obtain lower monthly premiums.

Protect Your Business and Your Employees

Workers compensation is a no-fault insurance that pays out in the event of an on-the-job injury regardless of which party is responsible for the accident. These policies are designed to protect workers as well as employers by paying for accident-related expenses while helping companies avoid costly lawsuits due to on-the-job injuries.

The Price of Protection

Premiums for workers compensation insurance vary greatly depending on industry as well as the size of an organization. Lower premiums may be available if a company provides certain safety training programs to employees. Companies with stellar safety records may also be eligible for discounted rates.

Available Insurance Packages

Workers compensation packages range from bare-bones options to cover low-risk environments to extensive corporate options for large manufacturers and industrial-type organizations. Coverage options available from Withers Insurance include

• Available legal staff
• Medical disability case management
• Utilization management nurses
• Physician consulting
• Certified life-planning nurses
• Contracts with medical network providers
• Managed prescription drug programs

Education and Prevention Options

Prevention and safety education are two of the best ways to protect your company. The risk management experts at Withers Insurance can assist you with more than just an insurance policy. We have packages that include safety posters, on-the-job training and more. For further information, you can fill out our simple online form or call our office during regular business hours. We look forward to helping you keep your employees safe.

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